diff --git a/rslib/src/scheduler/fsrs/retention.rs b/rslib/src/scheduler/fsrs/retention.rs
index ce93fae5b..b26fa25e0 100644
--- a/rslib/src/scheduler/fsrs/retention.rs
+++ b/rslib/src/scheduler/fsrs/retention.rs
@@ -55,12 +55,23 @@ impl Collection {
         }
         let (mut config, cards) = self.simulate_request_to_config(&req)?;
 
+        dbg!(&target_type);
         if let Some(Kind::Memorized(settings)) = target_type {
             let loss_aversion = settings.loss_aversion;
 
+            dbg!(&loss_aversion);
+
             config.relearning_step_transitions[0][0] *= loss_aversion;
             config.relearning_step_transitions[1][0] *= loss_aversion;
             config.relearning_step_transitions[2][0] *= loss_aversion;
+
+            config.learning_step_transitions[0][0] *= loss_aversion;
+            config.learning_step_transitions[1][0] *= loss_aversion;
+            config.learning_step_transitions[2][0] *= loss_aversion;
+
+            config.state_rating_costs[0][0] *= loss_aversion;
+            config.state_rating_costs[1][0] *= loss_aversion;
+            config.state_rating_costs[2][0] *= loss_aversion;
         }
 
         Ok(fsrs
diff --git a/ts/routes/deck-options/SimulatorModal.svelte b/ts/routes/deck-options/SimulatorModal.svelte
index 80fa6518e..fc57c4650 100644
--- a/ts/routes/deck-options/SimulatorModal.svelte
+++ b/ts/routes/deck-options/SimulatorModal.svelte
@@ -49,7 +49,8 @@ License: GNU AGPL, version 3 or later; http://www.gnu.org/licenses/agpl.html
     export let onPresetChange: () => void;
 
     let cmrrTargetType = DEFAULT_CMRR_TARGET;
-    $: if (simulateFsrsRequest?.target) {
+    let lastCmrrTargetType = cmrrTargetType;
+    $: if (simulateFsrsRequest?.target && cmrrTargetType !== lastCmrrTargetType) {
         switch (cmrrTargetType) {
             case "memorized":
                 simulateFsrsRequest.target.kind = {
@@ -66,6 +67,7 @@ License: GNU AGPL, version 3 or later; http://www.gnu.org/licenses/agpl.html
                 };
                 break;
         }
+        lastCmrrTargetType = cmrrTargetType;
     }
 
     const config = state.currentConfig;
@@ -449,6 +451,15 @@ License: GNU AGPL, version 3 or later; http://www.gnu.org/licenses/agpl.html
                             </SettingTitle>
                         </EnumSelectorRow>
                     </Item>
+
+                    {#if simulateFsrsRequest.target?.kind.case === "memorized"}
+                        <SpinBoxFloatRow
+                            bind:value={simulateFsrsRequest.target.kind.value.lossAversion} defaultValue={1}>
+                            <SettingTitle>
+                                {"Fail Cost Multiplier: "}
+                            </SettingTitle>
+                        </SpinBoxFloatRow>
+                    {/if}
                 </details>
 
                 <button